SSDI (Social Security Disability Insurance) Does Not Affect Your Personal Injury Claim

We know that some people worry that receiving Social Security Disability Insurance (SSDI) benefits will negatively affect the results of their personal injury claim. Fortunately, this is not the case! SSDI benefits will not affect your personal injury claim. Do you worry that collecting a settlement due to a personal injury claim will affect your SSDI income? We have more great news! It most likely won’t.


The need for Social Security Disability Insurance someday is probably a lot higher than you realize. In fact, nearly 9,000,000 people received SSDI benefits in 2016. Did you know that 1 in 4 of today’s 20-year-olds will need to collect disability benefits by the time they reach 67-years-old? This statistic is according to the Social Security Administration. That is a significant percentage of our country’s population. In fact, this is a quarter of an entire generation. Collecting these benefits will not prevent all of these people from receiving a personal injury settlement. This is reassuring news. It would be an enormous hardship for someone if they could not be awarded a settlement for an injury caused by someone else’s negligence.

Will SSDI Benefits Affect My Settlement?

Have you been injured at the fault of someone else’s error, and you are currently collecting disability benefits? We are here to assure you that your benefits will not stop you from collecting on your personal injury claim. SSDI benefits are government aid designed to help you afford to live a life of quality with a long-term disability that prevents you from being able to work. Because of this, most people who are on SSDI cannot claim a loss of income due to an injury. Many people think that this prevents them from receiving a personal injury settlement. However, this is not the case. Personal injury settlements are not a replacement for lost income solely. They are also designed to help individuals cover the expenses incurred due to the injury itself. These costs can include anything from medical expenses to necessary repairs.

The law does not take income from SSDI benefits into consideration when it comes to personal injury claims. Therefore, SSDI income does not affect the amount of compensation that an individual would receive from a personal injury settlement. In fact, it could benefit you if the claim and the disability benefits stem from the same injury. The disability benefits can sometimes improve your case for personal injury. Your chances of a successful claim increase dramatically with the severity of the injury. Showing the judge or jury that your injury was severe enough to warrant disability benefits is an excellent way of drawing attention to the severity. Qualifying for disability benefits indicates that someone else’s error has caused you a long-term or permanent loss of income. You should receive appropriate compensation.

Will My Settlement Affect my SSDI Benefits?

In turn, personal injury settlements do not typically affect SSDI benefits either. However, if your disability claim includes loss of income, receiving the settlement may affect your SSDI benefits. You’ll need to keep this in mind. Loss of income claims include compensation with the intention of replacing income that you were not able to bring in due to your injury. This portion of the settlement counts as income. If your claim does not include loss of income, the law only takes other expenses relating to the injury into consideration. This will not affect your SSDI income.

Who Can Help Me?

Have you suffered an injury caused by someone else’s negligence while you were collecting SSDI benefits? We know that you are going through a difficult time. Medical bills are piling up. You are uncertain of how you are going to cover your medical expenses relating to the injury. How will you move forward with the quality of life that you deserve? On top of these concerns, you may worry about not getting the settlement that you deserve because you are collecting benefits from SSDI. You should not have to carry the burden of this stress on your shoulders. You need someone on your side with the ability to educate you and guide you through the process.

Contact the Law Offices of David Morowitz immediately. We can help you collect the settlement that you deserve for your suffering regardless of the government aid that you are receiving. Hiring a personal injury attorney with a proven track record is crucial in the outcome of your case. With more than $50 Million in verdict and settlements, the Law Offices of David Morowitz are the right people for the job. Call them today for a free personal injury consultation at 401-274-5556.