When you have an accident, it can be hard to know what to do first. Where do you start? It is a highly stressful situation that leaves you shaken and afraid. You want to make sure that you don’t skip any steps, once you leave the scene of the accident you can’t see it the way it was. Here are some simple steps to take after a car accident.
Call the Police
The first step after a car accident is to call the police. Having a police report can be very beneficial when filing a claim with your insurance company. You will want to let them know where you are and that you’ve been in an accident. While you are talking to the dispatcher, you can check with the other drivers and see if anyone needs attention. Dispatchers ask for your name and likely your car model and maker. They may ask you what happened as they are dispatching the officers to your location.
They will probably send firemen and an ambulance, to make sure that everything and everyone are ok. Keep an eye out for them and let the dispatcher know when you see them. They will ask how you are feeling and if you are ok. Be honest. If you need to be seen by a doctor, let them know. If you are in pain, tell them. Sometimes people are so scared and shaken that they don’t think to ask for help. But, you have to be honest about the events that occurred and your condition. This will help later, with your claim.
Move Your Car
Once the police have arrived, you will want to ask about moving your car. It may be helpful for them to see your car and where the accident happened as your car is before it is moved. You might need help, so ask the policemen if you need to. You don’t want to block traffic and possibly cause another accident. In some cases, your car may not move, and you’ll have to wait for the tow truck. If this is the case, the police will do their best to help and then block off the area if they can’t.
Also, after a car accident, you will want to find a safe place to wait. Sitting in your car in the roadway is very dangerous. If there is a shoulder stand far back from the road while you wait.
The next step to take after a car accident is to exchange information. You need the information of the other drivers. It is best to get a photo, with your phone, of their driver’s licenses, insurance cards, and license plate. It might also be a good idea to take pictures of the scene if you can. Photos of your car’s damage will help, too. Ask for contact information for the other drivers. If they are not comfortable giving you a phone number, ask for an email address. Having contact with them might help later if the agents have a hard time connecting.
Contact An Attorney
If you are worried about medical costs, you should try talking to an attorney and finding out what your options are. They can tell you about filing a claim against the insurance of one of the other drivers and whether it would be worth your time or not. The Law Office of David Morowitz can help. You can find more information about what needs to be done after an accident here . You want to start the processes for claims, immediately. They can take a bit of time, and if you need to seek medical attention, you will need to know what is available to you. Once liability is established, you’ll know how much of your costs will be covered. Medical costs are not cheap, but they are necessary. You’ll be happy to have the claim settlement to go towards that expense.
The Law Office of David Morowitz can help you recover all of the damages that you suffer after a car accident. We have decades of experience ensuring that people get the compensation that they deserve. Contact us today.
Call Your Insurance Company
The last step in the process is to call your insurance company. You want to wait until after you have spoken to your attorney to call your insurance agency. An attorney can help you understand what information to provide and what not to say to them. Remember, an insurance agency is a company, and they only care about their bottom line. They are not going to give you the maximum amount of money to which you are entitled. They are going to try to give you the least amount that they can. Therefore, it is important to discuss your claim with an attorney first.
Another thing to remember is that your damages include much more than just damage to your vehicle. Damages include medical costs, time off of work, pain, and suffering, and future lost wages. It is highly unlikely that the insurance company will inform you of this information because, in the end, they have to make money for their shareholders.